Where to invest Rs 1 lakh, Rs 10 lakh, Rs 1 crore

- A lacklustre equity market in India is seeing investors drift towards debt in the hunt for returns - International investing is hot. But not everything that is hot and shiny will be gold - Gold has come off its peaks, but that doesn’t dim its lustre for the experts. Can’t say the same about its poorer cousin - From the simple to the offbeat (uranium, anybody?), financial experts have a range of solutions for the moneyed and the not-so-moneyed. Investor > Instrument Enter your email address to receive a daily summary of all our stories. It’s been a forgettable six months for many investors since The Ken published its The US-Israeli war against Iran took a toll on India’s already struggling stock market. Then, despite rising inflation and looming interest-rate hikes, gold cooled and silver crashed from its highs. Real estate didn’t offer much to write home about either. So, in the hunt for returns, many investors sought fixed income options. Fixed-income yields may be low, the reasoning went, but something’s better than nothing. Which brings us to this second edition. The Ken posed the same question—where should investors put their surplus—to the same experts from six months ago. Only, this time, the question to the four Sebi-registered investment advisers and the private wealth manager came with very different market realities. You could splurge your surplus—whether Rs 1 lakh, Rs 10 lakh, or Rs 1 crore—if you felt so inclined, and that would be just fine. But if you, dear investor, choose to delay gratification, the five experts offer a raft of investment solutions, from holding steady to changing tack to becoming more opportunistic, to increase your surplus. The solutions range from the simple to the unconventional. The consensus hasn’t flipped from six months ago, but the reasons for diversification have grown stronger. There are some don’ts and home truths too. Here we crystallise their insights to try and answer the big question: how to invest Rs 1 lakh, Rs 10 lakh, Rs 1 crore? The valuation hawk - Sumit Duseja is cautious about India despite price-to-earnings multiples correcting as earnings growth isn’t showing strong signs of picking up. - The co-founder and CEO of global private wealth-management company Truemind Capital prefers large-cap-oriented flexi-cap funds, which allow managers to pick good small and mid-cap stocks too. Credits Where to invest Rs 1 lakh, Rs 10 lakh, Rs 1 crore Know someone who'd appreciate this read? Share this story with them.